How it works
Upload a bank statement, let FinChakra read and organise it, then review your dashboard, ask the assistant and download a report.
Three steps from statement to clarity
No bank login and no manual data entry.
Upload a statement
Drop in a PDF, Excel or CSV file from your bank.
Understand your money
Transactions are read, categorised and turned into a dashboard, a recurring-payment list and insights.
Ask and review
Correct any category, ask the assistant, and download a monthly report.
What happens to your statement
1. You upload
Choose a statement file from your device. Before anything is processed you see a short privacy notice and choose what you agree to.
2. The statement is read and checked
Dates, descriptions, debit and credit amounts and balances are extracted. Each row gets a confidence level, and rows the system is unsure about are flagged for you to review.
3. You see the picture
Your dashboard shows income, expenses, savings, categories and trends. Recurring payments and data-backed insights appear alongside it.
4. You ask, correct and export
Ask the assistant about your own data, correct categories, download a monthly report, or delete your statements and account at any time.
Secure by design
Access is limited to you, and files are kept out of public storage.
Delete any time
Remove a statement or your whole account whenever you choose.
AI sees figures, not files
Statement files are never sent to an AI service. The assistant is given only verified summary figures and your question, and a third-party AI service may put them into words.
Built with the DPDP Act in mind
Plain-language notices and purpose-specific consent.
Bring the statement you already have
PDF
Text-based PDFs. Scanned PDFs are not supported yet.
Excel (XLSX)
CSV
Ready to try it?
Create an account and upload your first statement.
No bank login needed.