Privacy Policy
Draft for legal review. This text shows the structure of the notice and is not yet in force.
1. Who we are
[Legal entity name and registered address to be added.]
2. What personal data we collect
- Account details you provide, such as name and email address.
- Statement files you upload and the transactions extracted from them.
- Security and usage records needed to protect your account.
3. Why we use it
We use your data only to provide FinChakra: reading statements, categorising transactions, showing your dashboard, insights and reports, and answering your questions.
4. How AI is used
Calculations are performed by our own engine. The assistant explains verified results only; statement files are never sent to an AI service, and a third-party service may help with wording.
5. Sharing
[Categories of recipients, if any, to be confirmed.]
6. How long we keep it
[Retention periods to be confirmed.]
7. Your rights
- Access the personal data we hold about you.
- Correct inaccurate data.
- Erase your data, including statements and your account.
- Raise a grievance and, if unresolved, complain to the Data Protection Board of India.
8. Grievance contact
[Grievance officer name and contact details to be added.]
9. Changes to this policy
Each version is kept and dated. When a new version needs your consent we will ask you again.
